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Financial Advice 2.0: Inventing super-human advisors
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Financial Advice 2.0: Inventing super-human advisors

In a world where technology is ever-changing and regulations ever-increasing, human advice is costly, ineffective, and risky. Robo-Advice, on the other hand, doesn’t resonate with clients on a personal level. Now, what is there to do? Here the Cyborg, the Hybrid-Advice philosophy enters the scene. A human advisor with tech-supported superpowers.  The best of both worlds: efficiency with a human touch  The problem...
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How Software Can Close the Retirement Gap
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How Software Can Close the Retirement Gap

  Challenges of an aging society and how we can use technology to win the game  It is one of the most pressing financial concerns for most of us: how do I ensure that my savings are sufficient to maintain my standard of living during retirement?  Yet this concern remains heavily disregarded by most individuals,...
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ESG Investments – An introduction to sustainable investments
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ESG Investments – An introduction to sustainable investments

  ESG Introduction  It is a myth to think that sustainable responsible investing is unrewarding and decreases profits – in fact, it is the opposite. The number of investment funds incorporating ESG factors has been growing rapidly and is expected to continue rising. By the year 2021 more than 92% of Asset...
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How to harness the powers of Open Banking
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How to harness the powers of Open Banking

How PSD2 and Open Banking will change our view and ease of wealth aggregation and how banks can use it to their advantage. Open Banking and PSD2 are associated with several problems for banks: costs, loss of data, increased competition, and increasing regulatory burden. The implementation deadline is near and...
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5 tasks your investment software can’t execute
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5 tasks your investment software can’t execute

The digitization of the financial industry often progresses only cumbersome. Great successes or changes usually come from the emerging challengers or "online-only" banks. The established players are trapped in legacy systems that are not up to the pressure of digitization and regulation.  This applies especially to investment processes. From consultation to portfolio...
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7 Success Factors for a Robo Advisor (+Infograph)
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7 Success Factors for a Robo Advisor (+Infograph)

2 years ago, the enthusiasm about Robo Advisor was at its peak. The initial hype was fueled by analyses predicting that the global market for Robo Advisors would be worth over $2 trillion by 2020, with a market share of 5% of all privately invested assets.[1]But especially the European market...
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Fincite and ABN AMRO showcase their successful cooperation at Finovate London
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Fincite and ABN AMRO showcase their successful cooperation at Finovate London

How will Investment Advice and Portfolio Management in a digital age look like? Based on Fincite.CIOS, ABN AMRO and Fincite have implemented an Automated Advice Engine that empowers investment advisors to work more efficiently. How will Investment Advice and Portfolio Management in a digital age look like? Based on Fincite.CIOS,...
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Beyond PSD2 – Why Europe needs a better data infrastructure for Robo Advice
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Beyond PSD2 – Why Europe needs a better data infrastructure for Robo Advice

  Innovation requires Infrastructure Innovations require infrastructure. Transportation services need streets. Software innovations need devices. Uber needs a mobile internet. Intelligent Software needs Data. As you might know we at Fincite are providing an Investment Software enabling financial institutions to provide digitally-empowered advice to their customers. Digital Financial Advice requires...
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Why Trends Matter in Modern Asset Management?
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Why Trends Matter in Modern Asset Management?

  Companies or Trends? Facebook announced that it’s planning to launch a dating service for its users, and shares of Match.com sell-off around 25% in intraday trading. Are markets over-reacting, or are there long-term trends that investors need to be aware of while investing? Imagine a child born in 2000....
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Assets under View – a new KPI in Banking
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Assets under View – a new KPI in Banking

Did you know that we reached the “Multi Banking Era”? Since this year, the Revised Payment Services Directive (short PSD2) is in place. PSD2 allows Banks, Fintechs and other players to get current account data and do transactions on their client’s behalf. There are two ways banks are approaching this:...
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From (hybrid) robo to automated advice: 3 digital private banking strategies
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From (hybrid) robo to automated advice: 3 digital private banking strategies

In the last years over 20 Robo Advisors entered the European Market. Most of them, with purely digital advice based on investment algorithms. End of 2017, we observed two major new trends: 1. On the one hand, recently, digital providers likeProspery, Liquid and Wealthfront added human advice to their offering....
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The Fincite Recap of 2017
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The Fincite Recap of 2017

Welcome to the first blog post of 2018! So much has happened in the last 12 months in the Financial Technology (FinTech) industry: Robo-Advisors are getting smarter, cryptocurrencies and blockchain technology are becoming mainstream and the European Commission received the final draft on the PSD2’s Technical Standards done by the...
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