Mission: Closing the Advice Gap

To improve the financials of the customer

In a world where human based financial advice gets more expensive by the day, the group of underadviced customer is growing rapidly!

The Results are retirement gaps, mismanaged portfolios and lack of capital invested.

The Solutions we co-create together with our clients for their customers aim to close this gap conveniently!

To the benefit of our Clients and their customers

7 REASONS – WHY WORKING WITH US?

YOU ARE A Financial Service Provider FROM A COUNTRY WE ARE NOT ACTIVE IN YET?

We are active in Germany, Austria, Switzerland, Netherlands, Belgium, and Germany.

You are a financial service provider from another country?

Please feel free to reach out to mutually analyse whether our Software works in your Country!

Germany team

Frankfurt, Germany
  • Grow (Marketing, Sales, Business Development)
  • Product Management Solutions
  • Software Development
25 people

peru team

Arequipa, Peru
  • Product Development
22 people

Ukraine team

Zhytomyr, Ukraine
  • Solutions Development
  • Product Development
12 people

Management Team Germany

Ralf Heim

Co-CEO

Fincite.Grow:
Business Development, Marketing,
Sales, Account Management

Friedhelm Schmitt

Co-CEO

Fincite.Build:
Product Development, Solution
Management, HR

Stefan Post

CTO

Fincite.Operate:
Maintenance, Support and Quality
Assurance

Awarded

PARTNERS & MEMBERSHIPS

Figo

figo has become Europe’s first banking service provider. In this context, with the intrinsic motivation of users and external factors such as the new EU Directive Payment Services Directive 2 (PSD2), figo’s ‘Banking as a Service’ platform is an efficient and effective solution provider. With its business model, the Hamburg-based B2B company has opened the doors to the banks and is a company unlikely most any other in this new open banking world. Data from 3,200 financial sources such as bank accounts, credit cards, deposits, PayPal and FinTech companies can be reached via figo, with more to come.

Refinitiv

Thomson Reuters Wealth Management provides innovative solutions for retail and institutional brokerage firms, financial advisors and individual investors. Thomson Reuters powerful, scalable productivity and decision support tools enable clients to grow relationships, offer personalized service and increase assets under management.

FactSet

FactSet (formerly Interactive Data) is a leading provider of financial information, analysis and related services. FactSet creates flexible, open data and software solutions for tens of thousands of investment professionals around the world, providing instant access to financial data and analytics that investors use to make crucial decisions.

Sprengnetter

Since 1978, Sprengnetter has been enabling institutions in the credit and real estate industry to make real estate valuations more simply, securely and efficiently.

Morningstar

Morningstar is a Chicago-based investment research firm that compiles and analyzes fund, stock and general market data. They also provide an extensive line of internet, software and print-based products for individual investors, financial advisors and institutional clients. The research reaches all corners of the world, including North America, Europe, Australia, and Asia. Among its many offerings, Morningstar’s comprehensive, one-page mutual and exchange-traded fund reports are widely used by investors to determine the investment quality of the more than 2,000 funds.

Eurobits

Eurobits Technologies, founded in 2004, is the European pioneer of Account Aggregation Services. Their mission is to transform the way people and business interact with Financial Services, empowering them thru our financial technology infrastructure platform and services. Eurobits is an independently owned B2B services company based in Madrid, that currently provides technological solutions to the largest Financial Institutions & Fintechs in the Euro-zone.

Horváth & Partners

Horváth & Partners has advised and supported a variety of national and international companies with the design and implementation of their digital roadmap and has created sustainable added value by introducing state-of-the-art technologies. The conception of digital platforms and the realization of economies of scale by connecting the “new” and the “old” world are part of their core topics.

Ebase

The European Bank for Financial Services GmbH (ebase®) offers not only comprehensive services in the custody business, but also financial portfolio management and deposit business. Ebase is a full-service partner for financial intermediaries, insurance companies, banks, asset managers, capital management companies and FinTechs.

Five Degrees

five°degrees is a digital banking technology provider with offices in The Netherlands, Iceland, Portugal and Serbia.Matrix, next generation digital banking platform, empowers financial institutions to enter the era of modern digital banking. five°degrees sees Matrix as the hub that connects channels, customers, products, services and the fintech ecosystem. Matrix is designed to provide a fully automated banking services platform.

Sopra

Sopra Steria, a European leader in digital transformation, provides one of the most comprehensive portfolios of end-to-end service offerings on the market: consulting, systems integration, software development, infrastructure management and business process services. Sopra Steria is trusted by leading private and public-sector organisations to deliver successful transformation programmes that address their most complex and critical business challenges. Combining high quality and performance services, added value and innovation, Sopra Steria enables its clients to make the best use of digital technology.

Backbase

Backbase is a fast growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world. Creators of the Backbase Omni-Channel Banking Platform, a state-of-the-art digital banking software solution that unifies data and functionality from traditional core systems and new fintech players into a seamless digital customer experience.

MSG Life

Msg life is one of the leading IT specialists for insurers, with over 35 years’ experience and exceptional actuarial expertise. The combination of actuaries’ and IT professionals’ specialist knowledge as well as tried and tested expertise offers clients decisive competitive advantages. msg life’s portfolio ranges from standard software and tailor-made services to cloud solutions for the demands of today and the future.

Frankfurt Main Finance

Frankfurt Main Finance is the financial center initiative for Frankfurt am Main, the leading financial centre in Germany and the euro zone. The initiative has more than 40 members including the State of Hesse, the cities of Frankfurt and Eschborn, and dozens of prominent actors in the finance sector. Through their membership and engagement, they all demonstrate their close relationship to Frankfurt and desire to position Frankfurt amongst the top national and international Financial Centres.

Bitkom

Bitkom represents more than 2,500 companies of the digital economy. Through IT- and communication services alone, our members generate a domestic annual turnover of 190 billion Euros. The members employ more than 2 million people in Germany. They offer a wide range of software technologies, IT-services, and telecommunications or internet services, produce hardware and consumer electronics, operate in the digital media sector or are in other ways affiliated with the digital economy.

Bundesverband Deutscher Banken

The Bundesverband deutscher Banken (Association of German Banks), the voice of the private commercial banks in Germany, was founded in Cologne in 1951. As a leading trade association, the Association of German Banks stands for a market-based economy and a strong German and European financial centre. It is committed to helping create an attractive framework for doing business in Germany.

+ Data Partners

Figo

figo has become Europe’s first banking service provider. In this context, with the intrinsic motivation of users and external factors such as the new EU Directive Payment Services Directive 2 (PSD2), figo’s ‘Banking as a Service’ platform is an efficient and effective solution provider. With its business model, the Hamburg-based B2B company has opened the doors to the banks and is a company unlikely most any other in this new open banking world. Data from 3,200 financial sources such as bank accounts, credit cards, deposits, PayPal and FinTech companies can be reached via figo, with more to come.

Refinitiv

Thomson Reuters Wealth Management provides innovative solutions for retail and institutional brokerage firms, financial advisors and individual investors. Thomson Reuters powerful, scalable productivity and decision support tools enable clients to grow relationships, offer personalized service and increase assets under management.

FactSet

FactSet (formerly Interactive Data) is a leading provider of financial information, analysis and related services. FactSet creates flexible, open data and software solutions for tens of thousands of investment professionals around the world, providing instant access to financial data and analytics that investors use to make crucial decisions.

Sprengnetter

Since 1978, Sprengnetter has been enabling institutions in the credit and real estate industry to make real estate valuations more simply, securely and efficiently.

Morningstar

Morningstar is a Chicago-based investment research firm that compiles and analyzes fund, stock and general market data. They also provide an extensive line of internet, software and print-based products for individual investors, financial advisors and institutional clients. The research reaches all corners of the world, including North America, Europe, Australia, and Asia. Among its many offerings, Morningstar’s comprehensive, one-page mutual and exchange-traded fund reports are widely used by investors to determine the investment quality of the more than 2,000 funds.

Eurobits

Eurobits Technologies, founded in 2004, is the European pioneer of Account Aggregation Services. Their mission is to transform the way people and business interact with Financial Services, empowering them thru our financial technology infrastructure platform and services. Eurobits is an independently owned B2B services company based in Madrid, that currently provides technological solutions to the largest Financial Institutions & Fintechs in the Euro-zone.

+ Business Partners

Horváth & Partners

Horváth & Partners has advised and supported a variety of national and international companies with the design and implementation of their digital roadmap and has created sustainable added value by introducing state-of-the-art technologies. The conception of digital platforms and the realization of economies of scale by connecting the “new” and the “old” world are part of their core topics.

Ebase

The European Bank for Financial Services GmbH (ebase®) offers not only comprehensive services in the custody business, but also financial portfolio management and deposit business. Ebase is a full-service partner for financial intermediaries, insurance companies, banks, asset managers, capital management companies and FinTechs.

+ Software Partners

Five Degrees

five°degrees is a digital banking technology provider with offices in The Netherlands, Iceland, Portugal and Serbia.Matrix, next generation digital banking platform, empowers financial institutions to enter the era of modern digital banking. five°degrees sees Matrix as the hub that connects channels, customers, products, services and the fintech ecosystem. Matrix is designed to provide a fully automated banking services platform.

Sopra

Sopra Steria, a European leader in digital transformation, provides one of the most comprehensive portfolios of end-to-end service offerings on the market: consulting, systems integration, software development, infrastructure management and business process services. Sopra Steria is trusted by leading private and public-sector organisations to deliver successful transformation programmes that address their most complex and critical business challenges. Combining high quality and performance services, added value and innovation, Sopra Steria enables its clients to make the best use of digital technology.

Backbase

Backbase is a fast growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world. Creators of the Backbase Omni-Channel Banking Platform, a state-of-the-art digital banking software solution that unifies data and functionality from traditional core systems and new fintech players into a seamless digital customer experience.

MSG Life

Msg life is one of the leading IT specialists for insurers, with over 35 years’ experience and exceptional actuarial expertise. The combination of actuaries’ and IT professionals’ specialist knowledge as well as tried and tested expertise offers clients decisive competitive advantages. msg life’s portfolio ranges from standard software and tailor-made services to cloud solutions for the demands of today and the future.

+ Memberships

Frankfurt Main Finance

Frankfurt Main Finance is the financial center initiative for Frankfurt am Main, the leading financial centre in Germany and the euro zone. The initiative has more than 40 members including the State of Hesse, the cities of Frankfurt and Eschborn, and dozens of prominent actors in the finance sector. Through their membership and engagement, they all demonstrate their close relationship to Frankfurt and desire to position Frankfurt amongst the top national and international Financial Centres.

Bitkom

Bitkom represents more than 2,500 companies of the digital economy. Through IT- and communication services alone, our members generate a domestic annual turnover of 190 billion Euros. The members employ more than 2 million people in Germany. They offer a wide range of software technologies, IT-services, and telecommunications or internet services, produce hardware and consumer electronics, operate in the digital media sector or are in other ways affiliated with the digital economy.

Bundesverband Deutscher Banken

The Bundesverband deutscher Banken (Association of German Banks), the voice of the private commercial banks in Germany, was founded in Cologne in 1951. As a leading trade association, the Association of German Banks stands for a market-based economy and a strong German and European financial centre. It is committed to helping create an attractive framework for doing business in Germany.