Innovative UX
Increases the client´s satisfaction and makes your investment service fun to use.
Turn your investment advisors
into rockstars!
With CIOS.Advice your advisors can aggregate all your client's wealth in a single application, set up a holistic financial planning along lifetime moments and compare different investment strategies.
Smart analysis
Aggregation of clients assets your product offerings with smart analysis and comparissons.
Health Check
Smart portfolio health check with automated SAA suggestions.
MiFID II Profiling – increase advisor efficiency with a superb data collection
The digital MiFID II profiling increases the efficiency, accuracy, personalization, and compliance for advisors and clients. Precise and consistent information about client`s financial goals, risk tolerance and investment preferences are a key advantage of the advice module. This is how CIOS enables advisors to provide more tailored advice, adapt to changing client needs.
- The advisor follows a process that does not allow any deviations from the legal requirements.
- Automation of questionnaires and scalability of digital systems make it easier to manage larger client bases and assets while optimizing operational efficiency.
- Can provide more sophisticated risk assessment capabilities, by analyzing clients attributes, financial goals and investment preferences.
Wealth comparisson – identify unintended deviations of your clients portfolio
By comparing target and actual values on the basis of holistic asset allocation, deviations of the customer portfolio from a selected bank strategy can be easily identified.
- Create a view on asset class level from equities to insurances
- Identify deviations in a visual What-If Analysis
- Generate new consulting approaches with your clients through quick portfolio health checks
Financial Planning – advice clients along their lifetime moments
Goal-based wealth planning focuses on the investment goals of your clients and includes a holistic asset allocation. With the intuitive creation of investment goals & asset allocation, all relevant values can be easily retrieved during client meetings. Offer your clients the best investment experience and:
- Calculate the minimum return to meet the investment target.
- Adapt the strategy according to your clients lifetime moments.
- Use the planning to identify the best investment strategies fitting to the clients needs.
Wealth Forecast - Plan your clients wealth in different market scenarios
The wealth forecast allows to plan clients wealth in different market scenarios by allocating expected market returns to single assets. Furthermore, a retirement planning helps to identify gaps in wealth planning, supported by the creation of liquidity events such as purchase of a new car or the education funding of children.
- Simulate wealth development in different market scenarios.
- Plan clients retirement including the influence of inflation and liquidity events.
- Assess cashflow streams over the clients lifetime.
