The CIOS Architecture
Our CIOS Engines as a foundation
for your investment service
- Creating a 360° customer profile
- Financial algorithms
- Easily adjustable portfolio construction
Your process mapped into our CIOS engines
- Investment Advice
- Customer Reporting
- Portfolio Management
- Customer Onboarding
- Portfolio Analysis
- Sales impulses
Your Frontend Solutions
- Fincite.CIOS frontend
- Advisor & portfolio manager
- Investor dashboard
- Investor onboarding
- Custom Frontend
- Customer-facing new application
- Integration into your online banking
Benefits of our software frameworks:
Fast development & integration saves you 2-12 month
Build your future-ready service on top of your existing software architecture
Generate sales impulses with the received insights about your customers and their assets
Start where you stand today!
The Financial Services sector is a diverse industry. Every institution has its own priorities, challenges, distribution channels and last but not least its own IT architecture. In order to sustain this individuality, we build our Software as a modular framework – so that we can create a highly tailor-made application that suits your business. Together with our solution team and our partner network, we leverage our framework for you.
Your strategy may include the following goals:
- Increasing your revenues through new service models
- Providing a fully digital customer experience
- Increasing the efficiency and revenues of your advisors
- Fasten or individualizing your portfolio construction process
- Ensuring your compliance in the advice process
Use our tailorable Fincite.CIOS frontend for your Advisors and Portfolio Managers. The frontend is designed with an integrated user and access management.
As an alternative you can also use your own frontend and integrate our templates such as chart libraries or predefined containers.
Based on your requirements we can also build your frontend connected to our APIs.
Whether you want to build your own Robo Advisor, a Financial (or Retirement) Planning Service, Investment Advice or Discretionary Portfolio Management service for retail or institutional customers, our software Framework offers you the full flexibility. You can easily embed different concepts such as individual portfolios, ESG or Portfolio Health Checks.
Your Investment Approach
According to your Product Galaxy, Investment Restrictions or Model Portfolio our modules support a high variety for modeling your individual process. Starting from customer risk profiling (MIFID 2) towards portfolio construction and rebalancing strategies.
Your System Architecture
Our framework supports a multitude of Market Data Providers (e.g. Refinitiv, Factset, Morningstar, SIX), Core Banking Software (Temenos, Sopra, avaloq, etc.), CRM, Settlement providers and Brokers.
Your compliance requirements
Comprehensive framework for rights and roles makes even complex compliance processes (e.g. target market checks) easy to implement. The whole framework is built to make regulatory requirements (e.g. Mifid, “MaRisk”) technically feasible. Extensive logging and archiving functionality allow for an audit trail. The client´s data can be stored within or outside the software.
Features for your Advisors, Portfolio Managers, and Clients
As unique as your business, Fincite.CIOS is made to support highly individual processes. Once we have defined the scope, strategy, and purpose of your project, we build the process map connecting your requirements with our software and third party software.
Features for advisors:
Management of customer risk profiling, client portfolio construction, sales recommendations, MIFID-2 documentation, performance reporting, risk reporting, portfolio health check, advisor dashboard, wealth aggregation.
Features for portfolio managers:
Portfolio construction, rebalancing, investment compliance, an audit trail of orders.
Features for your customers:
Account & fund aggregation, financial home (situation), risk-bearing capacity, evaluation of real estate & alternative investments, financial & retirement planning tools, (hybrid) Robo Advisor, chat function, banking App.
It is that easy: you bring the logic, we build your software based on our frameworks!
Always on time, within your budget and of course with high- quality coding, and modern design & User Interface. Our experienced team of 60 software developers and project managers have developed best-in-class banking & finance software solutions for international banks and insurance companies. During our software development process we are always following the same rule: putting the needs of your customers’ in the spotlight. Our modular software Fincite.CIOS is the foundation of all the features we have developed with our clients. As a SaaS, we connect to your core banking architecture and build up new, fully integrated features. A dedicated project team creates the roadmap together with you and ensures a smooth implementation in your IT infrastructure.
Our frameworks cover all aspects of best-in-class banking software:
As unique as your digital strategy, the development of your software features is a highly individual process. Once we have defined the scope, strategy, and purpose of your project, we start to create the project roadmap and match the existing engines with your features.
Our frontend framework enables multi-channel software applications to be developed at a speed never seen before.
Investment Engines provide fast access to financial mathematical models that can be individually parameterized.
SDKs, seeds, and ready-made chart libraries enable a fast project setup and guarantees a time advantage.
Market data connection, core system connections, access to accounts, are all provided by one framework.
How will your financial software solution look like?
Contact us for further information, demo or a personal consultation with our software experts.
What our customers say about our investment platform:
“Prospery and Fincite have been working together since 2017. Within only a couple of months, Fincite was able to develop a complete portfolio management solution. We would work with them again at any time!”
Andrew Trythall, Product Owner Prospery / Kendu
“With our partners of Fincite, we could excite some of our clients. We brought intelligence and Insights directly into the portfolios our clients’ customers, by leveraging Thomson Reuters strong data capabilities with Fincites’ Algorithms.”
Christian Kammler, Sales Manager Refinitiv
“Life Insurers need innovative Products to serve customers digitally. The integrated Robo Advisor from Fincite is an excellent solution, which is actively used by numerous renowned financial institutions. Together with msg life we will now offer new opportunities in advice, customer retention and sales to life insurance.”
Milenko Radic, Geschäftsführer Msg life
“Evergreen is aiming for technological leadership in digital financial planning and investing. Fincite’s CIOS is paving the way from our state- of-the-art asset management to a great customer experience.”
Iven Kurz, CEO Evergreen
”OWNLY and Fincite share the vision of a digital private bank and family office. This led to fruitful exchanges about future services and features.”
Nicholas Ziegert, CEO W&Z FinTech OWNLY
”Together with Fincite, we have created a new-generation financial analysis tool. Their innovative thinking combined with their strong focus on financial mathematics led to an impressively efficient tool for our clients.”
Sebastian Napiralla, Director Lampe Asset Management
”The combination of extensive experience in the financial sector with a fresh innovative approach and dedication makes Fincite the perfect partner for us.”
Dirk-Jan Schuiten, CEO Prospery
”With Fincite.CIOS, we can manage complex portfolios automatically. This strengthens the efficiency of our consultants and helps them focus on the essentials: the customer.”