Understanding & Shaping Wealth Transfer – Capgemini World Wealth Report 2025
Paul Kammerer
10 Jun 2025
The Capgemini World Wealth Report 2025 provides an in-depth insight into the developments of global wealth management. With annual publications, the report offers comprehensive data, valuable trends, and forecasts on the biggest changes in wealth management.
Since its first publication in 2007, the Wealth Report has produced multiple editions and has established itself as a key source of insights into the wealth management sector. The aim of the report is to provide a clear picture of current market developments and to address the needs of tomorrow's affluent clients.
Wealth Transfer – The largest shift of assets of our time
A generational change in global wealth is no longer a forecast but a reality: According to the World Wealth Report 2025 by Capgemini, an estimated USD 83.5 trillion will be transferred to the next generation by 2048. The so-called "Great Wealth Transfer" phase is not only a one-time opportunity for growth but also a stress test for the existing model of wealth advisory.
Who are the heirs and what do they expect?
The Next-gen HNWIs (High-Net-Worth Individuals), consisting of Gen Z, Millennials, and Gen X, think differently:
They expect digital touchpoints,
think in global investment horizons,
are interested in alternative investments
and demand transparent, purpose-driven advice.
👉 Particularly remarkable: 81% of Next-gen HNWIs report that they will change the bank or advisory firm of their parents after inheritance.
The Capgemini World Wealth Report 2025 – A compass for sustainable wealth management
Already in its 29th edition, the Capgemini report comprehensively analyzes global developments in wealth management. The conclusion: Those who do not start adapting their models to the new target group today will no longer be part of the decision-making tomorrow.
Three strategic levers for wealth managers
The report highlights the following three insights:
Strengthen digital customer engagement – Omnichannel capability becomes a hygiene factor.
Empower relationship managers – through AI, platform technology, and bespoke mandates.
Offer value-oriented services – beyond mere financial products.
It may sound technical, but it is primarily a matter of attitude: Do we really want to listen, understand, and think anew?
Sustainability means building bridges
Paul Kammerer, Chief Commercial Officer of fincite, is part of the Executive Steering Committee of the report. His vision is clear: it is not about either/or, but rather a “both and”: Technology and human, individuality and scaling, performance and purpose.
"To remain competitive in today’s landscape, wealth management must undergo a significant transformation: It must offer full transparency of all client assets with automated valuation functions, incorporate alternative investment products, including private equity, and simultaneously serve both digital natives and traditional clients."
What Next-gen HNWIs really want and how to reach them
According to the report, next-gen wealth emphasizes:
Impact investments
Sustainable investment strategies
Educational offers for financial literacy
Individual succession and life planning
Wealth managers who focus on these aspects, e.g., with digital financial education modules, sustainable portfolio strategies, or smart asset transfer via platforms, clearly differentiate themselves in the market.
Global diversification as a new mindset
London, Zurich, and New York remain important, but new hubs like Singapore, Hong Kong, and the UAE are increasingly coming into focus due to attractive tax and political frameworks.
Fincite is precisely thinking about this global openness: Multi-asset, multi-region, multi-profile, tailored, integrated, intuitive.
The report as a download – Why a deep dive is worthwhile
The World Wealth Report 2025 is a solid analysis with practical relevance, including:
International benchmarks
Use cases for technological transformation
Recommendations for advisors, providers, and decision-makers
Get your free version of the report now and download it here.
Conclusion – Act now, don’t just observe
The change is not a theoretical future scenario. It is already here. The figures, trends, and behaviors of Next-gen HNWIs speak a clear language. Those who do not invest today, in relationships, technology, and new narratives, will be irrelevant tomorrow.
