Understanding & Shaping Wealth Transfer – Capgemini World Wealth Report 2025
Paul Kammerer
10 Jun 2025
The Capgemini World Wealth Report 2025 provides an in-depth insight into the developments in global wealth management. With annual editions, the report delivers comprehensive data, valuable trends, and forecasts regarding the largest changes in wealth management.
Since its first publication in 2007, the Wealth Report has produced several editions and has established itself as a definitive source for insights into the wealth management sector. The objective of the report is to provide a clear picture of current market developments and address the needs of tomorrow's wealthy clients.
Wealth Transfer – The greatest shift of wealth in our time
A generational change in global wealth is no longer a forecast, but a reality: According to the World Wealth Report 2025 by Capgemini, around 83.5 trillion USD will be transferred to the next generation by 2048. The so-called "Great Wealth Transfer" phase is not only a one-time opportunity for growth, but also a stress test for the existing wealth advisory model.
Who are the heirs and what do they expect?
The Next-gen HNWIs (High-Net-Worth Individuals), comprising Gen Z, Millennials, and Gen X, think differently:
They expect digital touchpoints,
think in global investment horizons,
are interested in Alternative Investments
and demand transparent, purpose-driven advice.
👉 Particularly noteworthy: 81% of Next-gen HNWIs report that they plan to change the bank or advisory firm of their parents after inheritance.
The Capgemini World Wealth Report 2025 – A compass for future-ready wealth management
In its 29th edition, the Capgemini Report thoroughly analyzes global developments in wealth management. The conclusion: Those who do not begin today to adapt their models to the new target group will not be part of the decision-making tomorrow.
Three strategic levers for wealth managers
The report reveals three key insights:
Strengthen digital customer engagement – Omnichannel capability will become a hygiene factor.
Empower relationship managers – through AI, platform technology, and individual mandates.
Offer value-oriented services – beyond mere financial products.
It may sound technical, but it is primarily a question of attitude: Do you really want to listen, understand and think anew?
Future viability means building bridges
Paul Kammerer, Chief Commercial Officer of fincite, is part of the Executive Steering Committee of the report. His vision is clear, it’s not about either/or, but about a “both/and”: Technology and human, individuality and scaling, performance and purpose.
"In order to remain competitive in today’s landscape, wealth management must undergo a significant transformation: it needs to offer comprehensive transparency of all client assets with automated valuation functions, include alternative investment products, including private equity, and at the same time serve both digital natives and traditional clients."
What Next-gen HNWIs really want and how to reach them
According to the report, Next-gen Wealth place value on:
Impact Investments
Sustainable investment strategies
Educational offerings for financial literacy
Individual succession and life planning
Wealth managers who focus on exactly this, e.g., with digital financial education modules, sustainable portfolio strategies, or intelligent asset transfer via platforms, clearly differentiate themselves in the competition.
Global diversification as a new mindset
London, Zurich, and New York remain important, but new hubs like Singapore, Hong Kong, or the UAE are increasingly coming into focus due to attractive tax and political conditions.
The report as a download – Why it’s worth looking deeper
The World Wealth Report 2025 is a thorough analysis with practical relevance, including:
International benchmarks
Use cases for technological transformation
Recommendations for advisors, providers, and decision-makers
Secure your free version of the report now and download it here.
Conclusion – Act now, don’t just observe
The change is not a theoretical future scenario. It is already here. The numbers, the trends, and the behavior of Next-gen HNWIs speak a clear language. If you don’t invest today in relationships, technology, and new narratives, you will be irrelevant tomorrow.
