WealthTech Radar 2026: The 11 most important developments in wealth management

Which technologies will really prevail in 2026? Where will measurable competitive advantages arise? And what regulatory changes will directly affect your business?

The WealthTech Radar 2026 provides the practical blueprint for this. 12 industry experts analyze the topics that will determine who leads the European wealth management industry in the coming years.

What is the WealthTech Radar 2026?

The WealthTech Radar is more than a trend report. It is a strategic tool for decision-makers in the wealth management industry.

At its core are 11 future topics, analyzed by 12 experts from companies such as Harvest, DWS, Morningstar, Allianz, Upvest, AllUnity, Sprengnetter, wealthAPI, firstcolo, ÖKOWORLD, and Accredited Investor Insights.

Each contribution includes market positioning, critical analysis, and concrete recommendations. The foreword by Delphine Asseraf (Deputy CEO, Harvest) and Paul Kammerer (CCO, fincite) sets the tone: Europe must not copy anyone. It must connect what it already does well.

These 5 areas shape the wealth management industry 2026

1. Resilience becomes a top priority

The AWS outage in October 2025 was a wake-up call. How dependent is the European wealth management industry on three US cloud providers? And why do most institutions still treat cyber and geopolitics in silos? Jerome Evans (CEO, firstcolo) provides the answers.

2. Digital assets become bankable

Tokenization, crypto, stablecoins: Three radar contributions show where digital assets stand in 2026 and what banks need to build now. With assessments from Simon Seiter (AllUnity), Dr. Alexander Bechtel, and Pablo Nobre dos Reis (DWS).

3. AI changes the consulting, not the consultant

The vast majority see AI as the most important future technology. But only a fraction uses it productively. Delphine Asseraf (Harvest) shows what the hurdles are. Susanne Krehl (wealthAPI) demonstrates how wealth data aggregation and AI together enable the next step.

4. New asset classes are opening up

ELTIF 2.0 is changing access to real estate and private equity at the same time. Direct indexing is coming from the USA to Europe. Three experts provide insights: David Niedzielski (Sprengnetter), Leyla Kunimoto (Accredited Investor Insights), Alexander Sperlich (Morningstar).

5. Regulation and infrastructure determine the pace

Anyone without a modern backend cannot scale AI or tokenization. Anyone who mentions ESG must provide evidence starting in 2026. And anyone who ignores digital estate planning will lose the heir as a customer. Insights from Dr. Til Rochow (Upvest), Dr. Oliver Pfeil (ÖKOWORLD), and Nicola Alvaro (Allianz).

What does this mean for banks, asset managers, and consultants?

Courage for technological partnership

No institution needs to build everything itself. The radar shows in every trend: Those who focus on modular, API-first platforms can enter the market faster. This applies equally to the pension deposit from 01.01.2027 as well as for crypto custody or AI-driven consulting.

Using regulation as a competitive advantage

ESG disclosure obligations, MiFID II, FiDA, DORA: Those who understand compliance not as a brake but as a quality feature differentiate themselves from competitors who are still playing catch-up.

Thinking holistically about the customer

From wealth aggregation to retirement planning to digital estate planning: Institutions that cover the entire asset lifecycle defend their wallet share in the long term.

The WealthTech Radar 2026 as a download: What you'll get

✅ All 11 future topics thoroughly analyzed

✅ 12 expert opinions from first-hand from Harvest, DWS, Morningstar, Allianz, Upvest, and others

✅ Over 70 pages of market positioning, critical analysis, and concrete recommendations

✅ Deep dives into tokenization, AI, cloud sovereignty, ESG, crypto, and alternative asset classes

Who is intended for?

• Innovation managers in banks and wealth management units looking for trends and benchmarks

• Consultants and wealth managers who want to incorporate new developments into their consulting early

• Banks and platform providers looking to sharpen their strategy for the coming years

Conclusion: Who leads, who follows?

The WealthTech Radar 2026 is not a forecast. It is a tool for actively shaping the future in wealth management. With in-depth analyses, practical assessments, and a clear view of technological and regulatory opportunities.

📥 Download now and secure the advantage. 👉 Download WealthTech Radar 2026 for free