About Us

Our Mission : Closing the advice gap

In a world where human based financial advice gets more expensive by the day, the group of underadviced customers is growing rapidly! The results are retirement gaps, mismanaged portfolios and lack of capital invested. The Solutions we co-create together with our clients for their customers aim to close this gap conveniently!

Fincite Closing the advice gap

As an innovative Fintech company, we have built state-of-the-art digital investment services together with our partners and clients:

Digital banking on a new level – learn how we have optimized the advice process of ABN AMRO with our software

Fincite Digital Wealth Management Software

Our management team

Ralf Heim

Business Development, Marketing,
Sales, Account Management
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Fincite Co-Founder Ralf Heim
Fincite Co-Founder Friedhelm Schmitt

Friedhelm Schmitt

Product Development, Solution
Management, HR
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Stefan Post

Maintenance, Support and
Quality Assurance
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Fincite Co-Founder Stefan Post

The Fincite Team

Fincite Team 2019

7 reasons - Why working with us?


Cutting edge technology

We have built the first software connecting financial aggregation and individual financial planning directly.


Fincite means innovation embedded

We build for next decade. We build for an age of broader asset classes and connected financial. We do not build tomorrows next legacy.


Trusted partner & co-creator

We co-create solutions on our technology together with our clients. Bringing in creativity and best practice, we help our clients on their best way to a successful solution.


Expertise in investments & mathematics

Our team consists of various quantitative & technology skills in financial modeling, quantitative investments, and asset management.


Integrators into your process & architecture

We know the majority of interfaces to core banking, CRM and 3rd party portfolio management software systems.


Fast implementation with an agile mindset

Based on Scrum, we implement and integrate our software in a short-cycle development in 2-week-sprints.


Passion and fun mixed with ownership

While taking the driver seat to bring solutions to life, most of our customers enjoyed the journey in working with us.

You are a financial service provider from a country we are not active in yet?

We are active in Germany, Austria, Switzerland, Netherlands, and Belgium. You are a financial service provider from another country? Please feel free to reach out to mutually analyse whether our Software works in your country!

Partners & Memberships

Data Partners

Fincite Partner Figo

As Europe’s first banking service provider, figo makes banking and payments infrastructure accessible for new use cases. Partners can f.e. aggregate and analyse financial sources, initiate payments, verify account data or categorise transactions. Since August 2018, figo is a regulated payment institution under the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz – ZAG). The Federal Financial Supervision Authority (BaFin) thus allows figo to carry out PSD2-compliant account information (AIS) and payment initiation services (PIS) also for providers without an own licence, via a so-called tripartite contract model.

Fincite Partner Definitiv

Thomson Reuters Wealth Management provides innovative solutions for retail and institutional brokerage firms, financial advisors and individual investors. Thomson Reuters powerful, scalable productivity and decision support tools enable clients to grow relationships, offer personalized service and increase assets under management.

Fincite Partner Factset

FactSet (formerly Interactive Data) is a leading provider of financial information, analysis and related services. FactSet creates flexible, open data and software solutions for tens of thousands of investment professionals around the world, providing instant access to financial data and analytics that investors use to make crucial decisions.

Fincite Partner Sprengnetter

Since 1978, Sprengnetter has been enabling institutions in the credit and real estate industry to make real estate valuations more simply, securely and efficiently.

Fincite Partner Morningstar

Morningstar is a Chicago-based investment research firm that compiles and analyzes fund, stock and general market data. They also provide an extensive line of internet, software and print-based products for individual investors, financial advisors and institutional clients. The research reaches all corners of the world, including North America, Europe, Australia, and Asia. Among its many offerings, Morningstar’s comprehensive, one-page mutual and exchange-traded fund reports are widely used by investors to determine the investment quality of the more than 2,000 funds.

Business Partners

Fincite Partner Horváth & Partners
Horváth & Partners

Horváth & Partners has advised and supported a variety of national and international companies with the design and implementation of their digital roadmap and has created sustainable added value by introducing state-of-the-art technologies. The conception of digital platforms and the realization of economies of scale by connecting the “new” and the “old” world are part of their core topics.

Fincite Partner Ebase

The European Bank for Financial Services GmbH (ebase®) offers not only comprehensive services in the custody business, but also financial portfolio management and deposit business. Ebase is a full-service partner for financial intermediaries, insurance companies, banks, asset managers, capital management companies and FinTechs.

Software Partners

Fincite Partner five degrees
Five Degrees

Five°degrees is a digital banking technology provider with offices in The Netherlands, Iceland, Portugal and Serbia.Matrix, next generation digital banking platform, empowers financial institutions to enter the era of modern digital banking. five°degrees sees Matrix as the hub that connects channels, customers, products, services and the fintech ecosystem. Matrix is designed to provide a fully automated banking services platform.

Fincite Partner backbase

Backbase is a fast growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world. Creators of the Backbase Omni-Channel Banking Platform, a state-of-the-art digital banking software solution that unifies data and functionality from traditional core systems and new fintech players into a seamless digital customer experience.

Fincite Partner msg life
MSG Life

Msg life is one of the leading IT specialists for insurers, with over 35 years’ experience and exceptional actuarial expertise. The combination of actuaries’ and IT professionals’ specialist knowledge as well as tried and tested expertise offers clients decisive competitive advantages. msg life’s portfolio ranges from standard software and tailor-made services to cloud solutions for the demands of today and the future.


Fincite Partner Frankfurt Main Finance
Frankfurt Main Finance

Frankfurt Main Finance is the financial center initiative for Frankfurt am Main, the leading financial centre in Germany and the euro zone. The initiative has more than 40 members including the State of Hesse, the cities of Frankfurt and Eschborn, and dozens of prominent actors in the finance sector. Through their membership and engagement, they all demonstrate their close relationship to Frankfurt and desire to position Frankfurt amongst the top national and international Financial Centres.

Fincite Partner Bankenverband

The Association of German Banks is the voice of the private financial industry in Germany. It represents the interests of over 200 members and extraordinary members, such as fintechs, and eleven member associations. The association has offices in Berlin, Brussels and Frankfurt am Main. It is a member of the European Banking Federation (EBF).

Fincite Partner Bitkom

Bitkom represents more than 2,500 companies of the digital economy. Through IT- and communication services alone, our members generate a domestic annual turnover of 190 billion Euros. The members employ more than 2 million people in Germany. They offer a wide range of software technologies, IT-services, and telecommunications or internet services, produce hardware and consumer electronics, operate in the digital media sector or are in other ways affiliated with the digital economy.