FINCITE CORE – DIGITAL ASSET MANAGEMENT WITH A TOOLKIT

The need for a Digital Asset Management…

The Why?

Digital Asset Management is on the rise. Consumers (invested as not invested) seek for transparent and simple ways to get returns on their capital.

What do we expect to happen?

Like a Website in the 90’s every FSP and 3rd parties will join the race to provide the best digital way to the clients assets.

What is our offer?

We offer a Toolkit FSP of all kind can use as a SaaS to offer their client digital asset management capabilities.

The reason for our B2B2C Strategy

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Why do we work WITH FSPs?

Our Mission is to provide consumers (experienced & inexperienced) a smart, simple and transparent way to find and manage their investments. We cooperate with FSP to reach this goal together.

What do we do?

In a simple way:  A consumer visits a website and with 3 clicks he connects his accounts / deposits and  starts an interactive dialogue powered by up to 120 Algos that help him to improve his financial situation.

Learn more on our Approach in the following!

A SHORT LENSE INTO OUR ALGO INVENTORY

Cash Account Aggregation

Get an aggregated view on all cash accounts.

Savings Rules

Define rules for savings based on account transactions and volumes.

Target Saving

Define target savings as objects of desire.

Forecast-based Savings

Suggestion of savings rate based on forecast of Net Income.

Asset Categorization

Categorization based on product type, region, sector, liquidity etc.

Portfolio Aggregation

Get one integrated view on all your securities deposits.

Asset Allocation (BL)

Allocation based on the (extended) Models of Black/Littermann / Markovitz.

Asset Allocation (FF)

Allocation based on the (extended) Model of French/Fama.

Risk bearing capacity

Calculation of the level of acceptable risk for the customer.

Risk Profiling

Set of 40 dialogues identifying desired volatility, drawdown and durations.

Stresstesting

Simulation various market events and their effects on the Portfolio.

Efficiency curves

Comparison of risk and performance for existing and planned investments.

Re-Balancing

Continuous monitoring and adoption of the Portfolio.

Re-Balancing (Duration)

Re-Balancing based of Risk Profile based on investment duration.

FinStata Lib

Library with over 50 indicator (e.g. drawdown, v@r, greeks).

Product Selection

Filtering of ETFs & Funds based on 50 criterias (see FinStata Lib).

Cash Account KPIs

Performance Indicators calculated based upon a clients cash accounts.

Core-Satellite Allocation

Integrate a diversified portfolio with targeted special investments.

Peer Group Cash Account

cash-account based benchmarking (e.g. based on income, outcome).

Benchmarks

Comparison against relevant indices.

Event Monitor

Scans for extraordinary income or outcome and triggers a dialogue.

Trend Indices

Scans for products matching predefined trends (like Robotics, Bio, etc.).

Portfolio Transition

Suggestion of changes for transforming a current portfolio into a desired one.

Cost approximation

Approximation of product costs (TER) within the current portfolio.

SHOWCASES: SOLUTIONS, THAT WE CAN BUILD ON FINCITE CORE

FSPs are different. The right tool for a direct bank differs from a HNWI-strategy of a private bank. With Fincite Core we can compose these solutions tailored to individual strategies. See some examples.

  • Portfolio Analytics

    Review existing portfolios based on performance, risk, diversification & costs

  • Managed Deposits

    Dashboard Functionality for insights into the performance and risk of managed deposits

  • Trendvest
    Let your clients invest to the trends of our age!

  • Savings Solution

    Easy, web-based dialogue for clients to save

  • Self Execution

    Showcase for customers that wish to self-decide online

  • Fund-based Life Ins.

    A simple solution to invest into an ETF-based Life Insurance

WHAT CLIENTS LIKE ABOUT OUR APPROACH

Real Time Analytics

Our solutions are analyzing your customer data on the fly. It is not a prepackaged approach like most on the market available solutions.

Cost-efficient

We want to grow the mutual solution with you. In the beginning our solutions is just a small part of average industry costs.

Proven Math

Our 120 Algos are running in several Banks, Asset Managers and other Financial Service Providers today. Our Algos have Front-Office niveau.

CIO-Compliant

We can integrate CIO-Opinions regarding products, asset allocation and process. We have special interfaces and routines serving only this purpose.

Unique

Financial Service Providers want to offer an individual solution. Based on our toolkit we compose unique solutions.

Integration

Our approach can leave the Bank as it is today. We integrate into existing Processes in Product Selection, Frontend & Transactions.

Adabtable

After building your first MVP you can easily access further feature. The whole business logic is available upon upgrade.

Smart & Learning

Our Algorithms learn while running and are improved constantly.

INTERESTED IN A DEMO?

JUST DROP US A NOTE

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